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Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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In some cases you may also pay a separate prescription drug deductible first before you can pay copayments. Rates are effective January 1,through December 31, You can choose to purchase maternity or dental coverage with your health care plan. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount.

You pay a copayment for prescription drugs.

This plan is eligible for an HSA. Contributions are tax-deductible, withdrawals and interest are tax-free. Both medical and pharmacy claims apply to the same deductible. Deductibles, coinsurance, limitations and exclusions apply to this coverage.

Health Plans

Serving North Carolina residents since These services and supplies may be subject to your deductible and coinsurance. You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network.

After you blueadvanyage your deductible, you pay your coinsurance amount.

All three plans offer comprehensive coverage for preventive care. Access your policy information, plus health information, tools and resources on your secure member site. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.

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Learn more about our non-discrimination policy and no-cost services available to you. With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium.

Includes a variety of services important to your good health.

And you’re covered with unlimited benefits for covered expenses over your lifetime. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.

You won’t pay more than blueadvantsge out-of-pocket bbcsnc, no matter how high your annual expenses. Maternity coverage is offered through Blue Advantage at an additional cost.

Blue Advantage Saver | BCBSNC

Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

Choose from a range of options to suit your budget.

Get a Free Quote. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Some Blue Advantage Saver plans offer limited office visits. You’ll get comprehensive medical coverage at rates that fit your budget.

A separate pharmacy deductible may apply. The content contained in this site is maintained by NCHealthplans. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.

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For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC. You have the freedom to see out-of-network doctors and can visit a specialist without referral.

Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. Blueadvamtage your deductible is met, you pay the total cost of your care.

BCBSNC Compare Blue Advantage to Blue Options HSA

When you receive preventive care out-of-network you may pay more out-of-pocket. Other covered services may be subject to deductible and coinsurance. You’ll have access to the largest provider network in the state, which means many of North Carolina’s best blueadvnatage and hospitals are at your fingertips.

At a network pharmacy, you pay only a convenient copayment. Other covered services may be subject to deductible and coinsurance.

Dental Blue is a separate product that provides dental-only coverage and is available at an additional rate. Pre-existing condition waiting periods may also apply. You pay toward hospital costs until your deductible is met. Purchase coverage for your dependent children without having to cover yourself.